Don’t Just Survive Disaster, Thrive After

Better Insurance Coverage & Service Made Easy

Click here for better rates!

Don’t Just Survive Disaster, Thrive After

Better Insurance Coverage & Service Made Easy

Click here for better rates!

  Better Value

  Save Time

  Experience Peace

Visit Our Location

Mobile, AL Insurance

720 Oak Circle Drive, West 200
Mobile, AL 36609

Also, providing service throughout Alabama in Spanish Fort, Daphne, Fairhope, Gulf Shores and throughout Mobile and Baldwin counties.

About The Roux Company

Don’t you deserve the best life?

Have you ever worried about what you will do in the event of a disaster like fire, flood, hurricane or lawsuit? How will these events hurt you and your loved one’s financial state? Have you been searching for an insurance agency you can trust? Do you hate insurance because it is confusing? Do you want the best rate but don’t want to call all over town getting quotes?

You’re not alone and we’re here to help.

  • We don’t just care about insurance – we care about you!
  • We have over 1,000 happy customers!
  • We provide as much as 50% savings on some homeowners’ insurance!
  • We save you time and money!
Learn About UsGet a Better Rate

How We Help You Survive & Thrive

Home | Auto | Life | Business

Let’s Connect – We Make It Easy

Come to our relaxed office, talk over the phone or connect via video to discuss your needs.

Gain Confidence Through Wise Advice

Hear a personal solution from a licensed professional that can be executed together.

We Deliver What Is Best For You

Allow us to genuinely put your needs first as we walk you through an insurance product.

Relax! We’ve Got This

Experience peace and enjoy life knowing that The Roux Company has a plan in place for the unexpected.

Insurance Solutions that offer better value and save time… all so you can experience peace.

The Roux Company offers personal insurance and business insurance solutions.

Personal Insurance

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

Our Featured Testimonials

Great company to have my insurance with. I use RC for both my small business insurance and for one of my houses. He has great customer service and loves to help people.

Doug Johnson

RC and the Roux Company offer outstanding and professional services. RC is very knowledgable in the insurance field and because he is an independent agent, he is able to find the most appropriate coverage for the needs. Great customer service, I highly recommend them.

Ariel Chavez

RC, the owner, is a true professional. He helped me consolidate a wide variety of insurance requirements for my business and made sure I had the right level of coverage. I strongly recommend The Roux Company for any small business who need trusted insurance advice.

Steve Carey

An innovative approach to our business' insurance needs. Able to save us quite a bit with creative solutions. Definitely a Roux Company fan!

Mark Magee
There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance
Condo

Improvements and Alterations

Risk Factor

Any improvements, alterations, or additions made to your condominium are subject to damage.

Solution

Be sure to obtain coverage for any improvements and alterations made to the unit. This includes, but is not limited to, kitchen cabinets, built-in wall units, wall-to-wall carpeting, wallpaper, paint, bathroom fixtures, tile and wood flooring, and more.

Personal Property

Risk Factor

Unpredictable losses can occur to your property due to burglary, fire, water damage, storm, and more.

Solution

Personal property, such as furniture, rugs, TVs, stereos, clothes, and more may be covered under your basic insurance policy. However, items like jewelry, furs, silverware, antiques, collectibles, and other valuables should likely be insured separately.

Additional Living Expenses

Risk Factor

Additional living expenses can be incurred if there is damage to your unit due to a fire, storm, or other event resulting in your need to live at a temporary residence.

Solution

Ensure you have the proper coverage in case you need to live elsewhere for a little while. Coverage usually includes hotel bills, restaurant meals, and other living expenses incurred while your residence is being repaired or rebuilt.

Personal and Family Liability

Risk Factor

You're responsible if a guest in your unit trips and falls or sustains an injury while on your property or if you cause damage to other units.

Solution

Be sure that you have coverage for claims made against you for bodily injury or property damage caused by your negligence, whether intentional or not. This might include damage to other units in the building, perhaps caused by a leaking pipe in your unit or otherwise.

Medical Expenses

Risk Factor

You're responsible if a guest is injured while on your property and you may be required to pay their medical expenses.

Solution

Ensure your insurance policy covers this risk. In the event a person is injured in your unit, he or she can submit medical bills to your insurance company. Medical expenses are usually paid without a liability claim being filed against you, with typical limits ranging from $1,000 to $5,000.

Loss Assessment

Risk Factor

If your building owner or association suffers a loss and doesn't have adequate insurance coverage of their own, they may require you to help pay for the loss via an assessment.

Solution

Consider loss assessment coverage to protect yourself in the event of an assessment caused either by a property (building) or liability loss. Typical limits range from $5,000 to $50,000.

Physical Damage

Risk Factor

Physical damage can happen in many ways. As one example, suppose a fire unexpectedly breaks out in the utility closet and consumes the building causing significant damage.

Solution

Ensure that your building owner or association carries an all-risk special form to cover the risk of physical damage. Explosion of boilers are typically excluded, so a separate policy must be written to cover that exposure.

The Roux Company Client Portal

Manage your account with us quickly and easily!

Report Claim
Request Policy Change
Request Certificate
Request Auto ID Card
Policy Review

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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